CNN did a story about the best investment markets for real estate. It should be no surprise that San Francisco ranked as the best for investors. 

From 1949 to 2006, real estate investors and those owning property have seen an average 4.2% appreciation per year.  

So, while we have all become used to the double digit appreciation we have seen in our markets in the recent past, we should understand that the history of our market tells us two things. First, don't get used to double digit appreciation, it is not the norm. Second, time is on our side. With over 50 years of data showing a market that grows at a healthy rate, we should be less worried about a crash and more focused on a slowing market the declines but does not blow up in our faces. 

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