State Farm has decided to cut off home insurance coverage for California home owners. That is just the tip of the iceberg.

In this thought-provoking episode, we delve into the often overlooked drawbacks of low-income buyers availing themselves of 1% down loans.

Business bankruptcies up 216% and we are not even half way through 2023 yet! What does this mean for unemployment and the world of real estate?

The headlines today sure do seem to be sending out a positive message relating to the 2023 real estate market. Many tell us the great home value drop is over. The most recent numbers prove we are out of the woods. Do they really?

Home equity theft is real and it is happening in too many locations across the country. Even worse, it is legal and leaves you fighting against the government. But there is hope!

Did you work hard to get your 20% downpayment and a credit score above 680? Then you are exactly the kind of qualified buyer that the Federal Housing and Finance Agency wants to screw over!

Imagine for a minute all the things you hate about a mortgage. High interest rate – check. Doubling the cost of your home by the time you pay it off – check. Now imagine you can make all of that even worse and you have yourself a 40 year mortgage. Now imagine that bankers want to use this for folks in financial difficulty. Sound good?

In todays show we will take some time to review the latest buyer and seller sentiment data. We also take some time to consider what the data says about buyers vs what we are seeing buyers actually do in the marketplace.

If you think of predatory lending is excessively risky for the borrower, I think that there is a good chance we should chat about the “California Dream For All” loan program from CalHFA (California Housing Fianance Agency).

If you are desperately searching to find your home or to uncover a great investment property – you just might want to consider looking for an off market property!

In this thought-provoking episode, we delve into the often overlooked drawbacks of low-income buyers availing themselves of 1% down loans.

Business bankruptcies up 216% and we are not even half way through 2023 yet! What does this mean for unemployment and the world of real estate?

The headlines today sure do seem to be sending out a positive message relating to the 2023 real estate market. Many tell us the great home value drop is over. The most recent numbers prove we are out of the woods. Do they really?

Home equity theft is real and it is happening in too many locations across the country. Even worse, it is legal and leaves you fighting against the government. But there is hope!

Did you work hard to get your 20% downpayment and a credit score above 680? Then you are exactly the kind of qualified buyer that the Federal Housing and Finance Agency wants to screw over!

Imagine for a minute all the things you hate about a mortgage. High interest rate – check. Doubling the cost of your home by the time you pay it off – check. Now imagine you can make all of that even worse and you have yourself a 40 year mortgage. Now imagine that bankers want to use this for folks in financial difficulty. Sound good?

In todays show we will take some time to review the latest buyer and seller sentiment data. We also take some time to consider what the data says about buyers vs what we are seeing buyers actually do in the marketplace.

If you think of predatory lending is excessively risky for the borrower, I think that there is a good chance we should chat about the “California Dream For All” loan program from CalHFA (California Housing Fianance Agency).

If you are desperately searching to find your home or to uncover a great investment property – you just might want to consider looking for an off market property!

I came across an article a little while back on Redfin where they were discussing the pros and cons of San Francisco living. As someone that is pretty familiar with San Francisco, I was surprised more by what they left out than what the included.

Business bankruptcies up 216% and we are not even half way through 2023 yet! What does this mean for unemployment and the world of real estate?

The headlines today sure do seem to be sending out a positive message relating to the 2023 real estate market. Many tell us the great home value drop is over. The most recent numbers prove we are out of the woods. Do they really?

Home equity theft is real and it is happening in too many locations across the country. Even worse, it is legal and leaves you fighting against the government. But there is hope!

Did you work hard to get your 20% downpayment and a credit score above 680? Then you are exactly the kind of qualified buyer that the Federal Housing and Finance Agency wants to screw over!

Imagine for a minute all the things you hate about a mortgage. High interest rate – check. Doubling the cost of your home by the time you pay it off – check. Now imagine you can make all of that even worse and you have yourself a 40 year mortgage. Now imagine that bankers want to use this for folks in financial difficulty. Sound good?

In todays show we will take some time to review the latest buyer and seller sentiment data. We also take some time to consider what the data says about buyers vs what we are seeing buyers actually do in the marketplace.

If you think of predatory lending is excessively risky for the borrower, I think that there is a good chance we should chat about the “California Dream For All” loan program from CalHFA (California Housing Fianance Agency).

If you are desperately searching to find your home or to uncover a great investment property – you just might want to consider looking for an off market property!

I came across an article a little while back on Redfin where they were discussing the pros and cons of San Francisco living. As someone that is pretty familiar with San Francisco, I was surprised more by what they left out than what the included.

The recent increase in national interest rates has caused quite a stir in the real estate industry, and it is not surprising that many prospective homebuyers are feeling the pinch. With nearly 7% rates, it’s no secret that home sales will decline.